The challenges and opportunities that are faced by families with significant wealth often be unique in nature and scale. Taking the time to think through, and stay current with, a family’s goals and needs can lead to financial security and peace of mind for generations.
In my last column, I wrote about making your mortgage your best investment. For many households, that’s the smartest starting point; reduce non deductible debt, build equity, and create breathing room in the household cashflows.
Weather central banks are talking interest rate cuts or hikes, it’s still vital to keep your home finances in order — no matter what stage of life you’re in. One of the most common questions I hear at the school pick up or weekend BBQ is: “Am I getting a good deal on my mortgage?”
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With much debate at the local Sunday BBQ around the ever-changing rules around super I wanted to add some hopefully, thought provoking investment ideas which highlight the continued positive benefits of the benefits of superannuation as a long term investment vehicle.
Overview • 2023 was a strong year for most asset classes.
Please find below a high-level overview of key takeout’s from the Federal Budget Summary 2024 as delivered overnight. Labor’s third Budget was filled with measures aimed at easing the cost of living, with energy bill relief supplementing Stage three tax cuts. Importantly for pension clients, social security deeming rates will stay at their current levels for a further 12 months. Superannuation was largely left unchanged although the Treasurer announced plans to pay 12 per cent super on government-funded Paid Parental Leave. For small businesses, the government announced it would extend the$20,000 small business instant asset write-off by 12 months until 30 June2025.
In this month’s update, we provide a snapshot of economic occurrences both nationally and from around the globe.
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With the end of the financial year looming, now may be a great time to start thinking about your tax. There are a number of things that you may be able to do between now and 30 June that could potentially help you maximise your tax refund. Here’s a look at some options to consider.
Electric vehicles (EVs) have been a hot topic in recent times, often touted as the way of the future but up until fairly recently, were not a realistic or affordable option for everyday people. But with their prices gradually falling and accessibility growing, combined with high fuel prices and consumers becoming more conscious of their environmental impact, is it time to accelerate into electric?
In this month’s update, we provide a snapshot of economic occurrences both nationally and from around the globe. Key points: - Will the much-anticipated recession eventuate? If so, how much does it matter? - US and Australian economies still look strong based on growth and employment data - US inflation appears to have peaked (for now) - China abandons zero- Covid policy and is experiencing a significant rise in case numbers.
In this month’s update, we provide a snapshot of economic occurrences both nationally and from around the globe. Key points: - Central banks continue to remove policy easing at a rapid rate - Slight easing of supply-side bottlenecks is hoped to result in a softening in inflation data - Australian unemployment rate now the lowest since 1974! We hope you find this month’s Economic Update as informative as always. If you have any feedback or would like to discuss any aspect of this report, please contact our team.
Want to help boost your retirement savings while potentially saving on tax? Here are five smart super strategies to consider before the end of the financial year
In this month’s update, we provide a snapshot of economic occurrences both nationally and from around the globe. Key points: - US Fed talks of bigger and quicker rate increases than recently anticipated - US growth surprised on the downside with the economy actually contracting in the March quarter of 2022 - Australian inflation rises strongly on the back of fuel prices and construction costs. We hope you find this month’s Economic Update as informative as always. If you have any feedback or would like to discuss any aspect of this report, please contact us.
In this month’s update, we provide a snapshot of economic occurrences both nationally and from around the globe.
Please find below a high-level overview of key takeout’s from the Federal Budget Summary 2022 as delivered overnight.
In this update we provide an overview of the market volatility and the impacts of the Russian invasion of Ukraine.
In this month’s update, we provide a snapshot of economic occurrences both nationally and from around the globe.
Learn how inflation is calculated and how this might impact you.
In this month’s update, we provide a snapshot of economic occurrences both nationally and from around the globe.
In this month’s update, we provide a snapshot of economic occurrences both nationally and from around the globe. Key points: - How far will the Fed go in raising official interest rates? - Russia on the back foot economically as sanctions bite - Australia jobs data still strong and unemployment remains below 4.0%. We hope you find this month’s Economic Update as informative as always.
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For kids trying to save a deposit for their first home escalating prices can make a purchase seem like the impossible dream.
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In this month’s update, we provide a snapshot of economic occurrences both nationally and from around the globe.
In this month’s update, we provide a snapshot of economic occurrences both nationally and from around the globe.
On 31 August, the Australian Prudential Regulation Authority (APRA) released results for the first Your Future, Your Super (YFYS) annual performance test. Broadly, the net return of a superannuation fund’s MySuper product was assessed against a benchmark assessed by APRA. Products that underperform that benchmark by 0.50% or more will fail the test.
In this month’s update, we provide a snapshot of economic occurrences both nationally and from around the globe.
We have had a uptake in enquiries regarding superannuation nominations and different nominations available. We thought it was important to have a refresher on the topic.
In the same way that telcos let you ‘roll over’ unused data on your phone plan, super funds can now bring carry forward the unused portion of your concessional contributions caps.
Growth cycle tapering as housing becomes less affordable.
Within this month’s update, we share with you a snapshot of economic occurrences both nationally and from around the globe.
Australian dwelling values finish the financial year 13.5% higher, but a loss of momentum is clear.
Within this month’s update, we share with you a snapshot of economic occurrences both nationally and from around the globe.
Within this month’s update, we share with you a snapshot of economic occurrences both nationally and from around the globe.
As the end of financial year approaches, we’ve put together some tips to help you maximise your tax effectiveness.
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World Environment Day on June 5 gives us all a chance to think about how we can protect this beautiful planet of ours.
Within this month’s update, we share with you a snapshot of economic occurrences both nationally and from around the globe.
Please find below a high-level overview of key takeout’s from the Federal Budget Summary 2021 as delivered overnight.
Australian housing values lifted by 1.8% in April according to CoreLogic’s national home value index.
National home value index rises at its fastest pace in 32 years
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Within this month's update, we share with you a snapshot of economic occurrences both nationally and from around the globe.
